MVNO Switching Savings Calculator
Enter your current bill and contract to see how much you'd save monthly, yearly, and over 5 years switching to a budget phone plan — and when you break even after the penalty.
📱 Current Plan
Actual amount paid after discounts
Compared with an MVNO plan offering similar data
📄 Contract & Penalty
Switch now and save
232.3만원
over 5 years · Net of the early-termination penalty
📊 Switching Savings
Current bill
55,000원
Equivalent MVNO rate
14,000원
Monthly savings
4.1만원
1-year net
35.5만원
5-year net
232.3만원
⚖️ Penalty break-even
Penalty 137,500원 → net positive after 4 months
Cumulative savings (net of penalty)
🏷️ Top 3 equivalent MVNO plans
데이터 7GB+
헬로모바일 · LGU+망
13,200원
📶 LTE 7GB + 소진 후 3Mbps · 📞 통화 무제한
LTE 11GB(특가)
프리티 · KT망
15,400원
📶 LTE 11GB + 소진 후 1Mbps · 📞 통화·문자 무제한
데이터 8GB
U+유모바일 · LGU+망
13,900원
📶 LTE 8GB + 소진 후 3Mbps · 📞 통화 무제한
※ Example rates. Verify the latest prices on Moyo or the MVNO Hub before signing up.
Calculation basis & sources
- 📉 Optional-discount penalty: monthly discount (25% of bill) × remaining months (conservative estimate)
- 📱 Subsidy penalty: (subsidy ÷ 24) × remaining months
- 🏷️ MVNO rate samples: based on price ranges of Hello Mobile, KT M Mobile, U+ Umobile, Freet, etc. (est. 2026-06)
※ Penalties and rates are estimates that vary by carrier clawback rules and promotions. Confirm exact amounts via your carrier app or support center.
Guide · FAQ · bal.pe.kr 도구 모음
계산 방법 상세는 Guide , 자주 묻는 질문은 FAQ , 데이터 출처·운영 정보는 About 참조. Last updated 2026-06-20 · 요금 샘플 2026-06-20.