Used Car Total Cost of Ownership (TCO) Calculator
Don't buy a car on sticker price alone. Estimate the real monthly cost including auto tax, insurance, fuel, maintenance, and depreciation.
🚗 Vehicle
cc
Set 0 for EVs
📈 Usage pattern
10k KRW
yr
km
Reference value sources
- 🧾 Auto tax: Local Tax Act non-commercial passenger brackets (80/140/200 KRW·cc) + 30% education tax + age reduction
- 🏷️ Acquisition tax: non-commercial passenger 7% (light cars 4%), EV deduction cap applied
- 📉 Depreciation: used-car residual value curve by model year (domestic/imported)
- ⛽ Fuel: per-unit reference price + average combined efficiency by type
- 🛡️ Insurance: estimated from KNIA average premium distribution (displacement, age, type)
Reference values verified: 2026-06-20
※ All figures are reference estimates and may differ from actual costs due to changes in insurance, market prices, and fuel prices.
📊 Monthly Cost of Ownership
Vehicle age 6yr → 11yr (5yr held)
Monthly TCO
520,523원
Annual TCO
625만원
Total cost over ownership
3,123만원
Acquisition tax + running costs + depreciation
Estimated resale value
973만원
2025년식 환산
Monthly cost breakdown
Depreciation171,171원
Fuel177,391원
Insurance55,976원
Maintenance62,333원
Auto tax30,318원
Acquisition tax (split)23,333원
💡 Depreciation isn't a cash outflow, but it's a real cost — the value your car loses each year.
🚌 The same total buys ~40.0 years of public-transit passes
Guide · FAQ · bal.pe.kr 도구 모음
계산 방법 상세는 Guide , 자주 묻는 질문은 FAQ , 기준값 출처·운영 정보는 About 참조. 마지막 업데이트 2026-06-20.