Hometown Love Donation Refund Rate Calculator
Enter a donation amount to see the combined tax credit and gift benefit and your effective refund rate, including Korea's new 2026 44% bracket.
⚠️ For tax reference only
This calculator simulates the 2026 standard tax-credit rates and cannot be used as a basis for tax filing or any guaranteed refund. The tax credit applies only within the limit of your determined tax, so low-income filers may not receive the full credit. Verify exact amounts with 고향사랑e음, the National Tax Service (Hometax), or a tax accountant.
🎁 Donation Details
Quick select
📊 Benefit Result
Effective refund rate
130%
Total benefit ÷ donation
Tax credit
100,000원
Gift value
30,000원
Total benefit
130,000원
Net gain
+30,000원
💡 Great news! For a 100,000원 donation, the tax credit plus gift give you 130,000원 in benefits — a net gain of 30,000원. You effectively get money back for donating.
Tax credit by bracket
- ≤ 100k (100%)100,000원
This result is a reference simulation. Always confirm actual donations and tax credits with 고향사랑e음 (ilovegohyang.go.kr) and your local government / National Tax Service (Hometax).
📚 Data Sources · VerifiedVerified 2026-06-20
- ⚖️ Hometown Love Donation Act / Restriction of Special Taxation Act Art. 58
- 🏛️ Ministry of the Interior and Safety — Hometown Love Donation
- 🧮 Tax credit: ≤100k 100% · 100k–200k 44% · >200k 16.5% (disaster 33%)
- 🎁 Gift: 30% of donation
- 📈 Annual limit: 20 million KRW (raised from 5 million in 2025)
※ The tax credit applies only within your determined-tax limit; actual refunds vary by individual income and tax.
Effective Refund by Donation Amount
General local government · includes 30% gift
| Donation | Tax credit | Gift | Total benefit | Net cost | Refund rate |
|---|---|---|---|---|---|
| 10만원 | 100,000원 | 30,000원 | 130,000원 | +30,000원 | 130% |
| 20만원 | 144,000원 | 60,000원 | 204,000원 | +4,000원 | 102% |
| 30만원 | 160,500원 | 90,000원 | 250,500원 | 49,500원 | 83.5% |
| 50만원 | 193,500원 | 150,000원 | 343,500원 | 156,500원 | 68.7% |
| 100만원 | 276,000원 | 300,000원 | 576,000원 | 424,000원 | 57.6% |
| 500만원 | 936,000원 | 1,500,000원 | 2,436,000원 | 2,564,000원 | 48.7% |
※ A negative net cost means you actually gain even after donating.
Guide · FAQ · bal.pe.kr 도구 모음
세액공제·환급률 계산 방법은 Guide , 자주 묻는 질문은 FAQ , 데이터 출처·운영 정보는 About 참조. Last updated 2026-06-20.