Silson 5th-Generation Switch Calculator
Enter your current generation, premiums, and annual medical-usage pattern to see whether switching to the 5th-generation plan lowers your annual total cost (premium + out-of-pocket).
1Your current silson
Check by your enrollment date, or via your policy / insurer app.
Monthly premium of your current silson rider
2Annual medical usage
MRI, non-covered tests/drugs, etc. (excl. PT & injections)
Out-of-pocket portion of health-insurance covered care
3Estimated 5th-gen premium
Use an insurer quote or the age/sex examples below.
Age/sex examples (monthly, reference)
⚖️ Verdict
Switching to 5th-gen costs 109.6만원 more per year.
Keep current
91만원
Annual total
Switch to 5th-gen
200.6만원
Annual total
Out-of-pocket by category (annual)
Annual premium diff
8.4만원
5th-gen cheaper
Annual out-of-pocket diff
118만원
Higher under 5th-gen
Generation rule sources
- 📄 FSC/FSS Silson Insurance Reform Plan (2026)
- 📘 Insurance Supervision Rules — Silson Standard Terms (Gen 1-4)
- 🏛️ GIRO / KLIA silson generation guides
- 📰 Press coverage (Financial News, Ajunews, etc.) on the 5th-gen reform (2026-05)
※ Generation rules are simplified representative values and may differ from your actual policy. This is reference information, not an insurance solicitation.
Guide · FAQ · bal.pe.kr 도구 모음
세대별 룰·계산 방법은 Guide , 자주 묻는 질문은 FAQ , 룰 출처·운영 정보는 About 참조. 마지막 업데이트 2026-07-06.