Real Estate & Tax Β· π°π· Korea
Korean Housing Subscription Score Calculator
Calculate Korean housing subscription points (84 max) from no-home period, dependents, and subscription account age.
About this tool
Korean Housing Subscription Points Calculator computes the 84-point system: no-home period (32 pts), dependents (35 pts), and savings tenure (17 pts). The total maps to "outskirts / safe / winning" zones for popular metropolitan complexes. Built-in rules: no-home start = max(age 30 birthday, marriage date); temporary-2-home grace 3 years; inherited home within 5 years not counted; parents 65+ require 3 yrs of household registration; savings-account-to-comprehensive-savings keeps original join date. Also matches 5 special-supply tracks (newlywed / first-time / multi-child / elderly-care / newborn) and simulates score growth in 1 / 3 years.
Use cases
Scenario 1
38yo couple scoring
A 38yo couple, 8-year marriage, 2 kids, 12-year savings β see total points and which metropolitan zone they qualify for.
Scenario 2
40-pt outskirts strategy
A 40-point score gets steered toward suburban / regional cities + newlywed-special supply rather than Seoul/Pangyo (60+ cutoff).
Scenario 3
Parents-cohabit +5 pts
Adding parents 65+ to your family register for 3+ years adds 5 dependent points; the tool shows the new total.
Scenario 4
Temp-2-home processing
Verify that you must process the prior home within 3 years of new acquisition, and recompute the no-home start date.
Scenario 5
Savings-to-comprehensive transfer
Convert legacy savings to comprehensive-savings β original join date is preserved, no point loss.
Features
- 84-point computation (32 + 35 + 17)
- Auto max(age-30, marriage-date) for no-home start
- Auto dependents (spouse, kids, parents 65+ with 3-yr register)
- Savings-to-comprehensive join-date carryover
- 5-track special-supply matching
- 1- / 3-year score-growth simulation
- URL share + complex-cutoff comparison
Frequently asked
- Q. When does the no-home period start?
- A. From whichever is later β age-30 birthday or marriage date. Resets to final sale date if you owned a home in between.
- Q. What if spouse owned a home before?
- A. All household members must be no-home. Period starts from spouseβs sale date.
- Q. Parents on register conditions?
- A. Parents 65+ on the same household register continuously for 3 years to qualify as dependents.
- Q. Can I win at 40 points?
- A. Hard for Seoul / Pangyo (60+ cutoffs). Aim for suburban / regional + newlywed/first-time special supply.
- Q. Can the official site differ?
- A. This tool follows the regulation; the official site uses document review, so no-home start and dependents may differ.
Sources / references
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How we run it / disclaimer
This tool is advisory and does not constitute legal, tax, medical, or financial advice. All calculations and document generation run in your browser; inputs are never sent to a server. Ads follow Google AdSense policy and are kept separate from tool accuracy.