HUB · 🇰🇷 Korea
Real Estate & Tax
Korean real-estate decisions — buy, jeonse, gift vs. sell, capital gains, mortgage caps — routinely move tens of millions of won. This hub breaks them down with free in-browser tools: jeonse risk score, gift-vs-sell-vs-hold tax comparison, stress-DSR loan caps, and a 5-way first-time buyer policy-mortgage comparator. All run in the browser; no inputs are sent to a server.
Key stat
₩120–300M decisions
Pre-simulate capital gains / gift / jeonse risk — saves ₩5–30M per call.
Coverage
16 live · 0 planned · 16 total
All free, no login, all calculations stay in your browser.
Hub insight
Real Estate & Tax — why this hub exists
A single Korean real-estate decision typically moves ₩120–300M (≈ $90K–230K). Mis-judging just one of jeonse risk, capital gains, gift tax, DSR, or first-time-buyer policy mortgages can add tens of millions of won. The tools in this hub save 2–4 hours per decision (vs. visiting government / bank counters) and let you simulate the ₩5–30M tax / cost gap between scenarios before committing.
Recommended Top 3
Start here in this hub
Curated by priority, real-world usage, and search demand.
🇰🇷 Korea
Dual-Income DSR Calculator (Korea)
Compare solo, joint, and spouse-only mortgage limits under Korea’s 2026 Stress DSR Phase 3.
- Stress DSR Phase 3
- Dual-income scenario
- Couple mortgage
🇰🇷 Korea
Jeonse Deposit Insurance Eligibility Checker
Real-time check on HUG/SGI/HF Korean jeonse insurance eligibility with rejection reasons and fees.
- HUG
- SGI
- Official price 126%
🇰🇷 Korea
Jeonse Risk Score (Korea)
Score the risk of a Korean jeonse deposit using debt ratio, auction recovery, and HUG/SGI insurance eligibility — in under a minute.
- Debt ratio
- Auction recovery
- HUG/SGI eligibility
Tools in this hub
Showing 16 of 16
🇰🇷 Korea
Dual-Income DSR Calculator (Korea)
Compare solo, joint, and spouse-only mortgage limits under Korea’s 2026 Stress DSR Phase 3.
- Stress DSR Phase 3
- Dual-income scenario
- Couple mortgage
🇰🇷 Korea
Jeonse Deposit Insurance Eligibility Checker
Real-time check on HUG/SGI/HF Korean jeonse insurance eligibility with rejection reasons and fees.
- HUG
- SGI
- Official price 126%
🇰🇷 Korea
Jeonse Risk Score (Korea)
Score the risk of a Korean jeonse deposit using debt ratio, auction recovery, and HUG/SGI insurance eligibility — in under a minute.
- Debt ratio
- Auction recovery
- HUG/SGI eligibility
🇰🇷 Korea
Korean Capital Gains Scenario Comparator
4 scenarios compared: sell now, 1y later, 10y later, or gift. Korean capital gains tax with long-hold discount and 2026 multi-home surcharge.
- Single home
- Long-hold discount
- Multi-home surcharge
🇰🇷 Korea
Stressed DSR Loan Limit Simulator
Korean Stressed DSR (2025.7 Phase 3 + +3.0%p capital-area surcharge). Compare mortgage, jeonse, and credit loan caps.
- Stressed DSR
- DSR 40%
- +3.0%p surcharge
🇰🇷 Korea
Gift vs. Sell vs. Hold (Korea Property Tax)
Compare after-tax proceeds across sell, gift, and 10-year hold scenarios for Korean property.
- Capital gains tax
- Gift tax
- Multi-home surcharge
- Long-term deduction
🇰🇷 Korea
First-Time Homebuyer Special Loan Simulator
Eligibility, limit, and rate comparison across 5 Korean policy mortgages (Didimdol, Newborn, Bogeumjari, etc.).
- Didimdol
- Newborn special
- Bogeumjari
🇰🇷 Korea
Temporary Two-Home Non-Taxable Checker
Auto-check Korea's 3-year disposal rule for temporary two-home tax exemption with D-Day counter.
- 3-year rule
- Tax Decree §155
- Tax exemption
🇰🇷 Korea
Korean Jeonse Loan Limit Comparator
Compare Korean jeonse loan limits across HF, SGI, HUG, and Beotimmok with income, region, and age inputs.
- HF/SGI/HUG
- Youth Beotimmok
- DSR 40%
🇰🇷 Korea
Korean Acquisition Tax Surcharge Checker
Wizard-based Korean acquisition tax surcharge checker for home count, regulated area, temporary 2-home, gift, inheritance — 2026 rates.
- Regulated area
- Temp 2-home
- Gift 12%
🇰🇷 Korea
Korean Housing Subscription Score Calculator
Calculate Korean housing subscription points (84 max) from no-home period, dependents, and subscription account age.
- 84-point max
- No-home period
- Cutoff stats
🇰🇷 Korea
KR FX Rate Effective Comparator
Compare Korean FX rates across banks, exchanges, travel wallets, and cards in one view.
- Effective rate
- Travel wallet
- Bank spread
🇰🇷 Korea
Korean Overseas Stock Tax Calculator
Korean overseas stock capital gains (22%) and dividend (15.4%) tax calculator.
- 22% capgain
- ₩2.5M deduction
- Dividend
🇰🇷 Korea
Korean Real Estate Register Guide
Korean real estate register guide with risk checklist and 30+ legal terms.
- 3 parts
- Risk flags
- Glossary
🇰🇷 Korea
Korean Rental Income Tax Comparison
Korean rental income tax: separate 14% vs comprehensive with deemed rent.
- Separate 14%
- Comprehensive
- Deemed rent
🇰🇷 Korea
Korean Freelancer Tax Calculator
Korean freelancer tax calculator with VAT, income tax, insurance, pension.
- Simple vs Gen
- 6-45%
- Refund
Related guides / blog posts
Long-form Korean-law / practice / operations context behind the tools in this hub.
🏠 Guide
Korean Jeonse Fraud Prevention in 7 Steps (2026 Edition)
A 30-minute self-diagnostic — registry check, market price, debt ratio, and HUG insurance eligibility — to avoid Korean jeonse fraud.
🏡 Guide
Korean Capital-Gains Tax Exemption — 5 Conditions (2026 Edition)
The five Korean capital-gains tax exemption conditions for 2026 — one-home household, 2-year holding, 2-year residency, temporary 2-home, and inheritance/rural exceptions.
📊 Blog
Jeonse vs. Monthly Rent in Korea — Case-by-Case Analysis (2026)
With jeonse-loan rates near 5% and conversion ratios at 5.5%, this guide compares jeonse vs. monthly rent across 4 deposit/duration cases.
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