Youth Tomorrow Savings Account — Eligibility & Maturity Calculator
From 2026 the income threshold tightened from 100% to 50% of the standard median income. Check whether you still qualify and what you would receive after three years.
🧑💼 Step 1 · Applicant
General applicants 19–34 · welfare / near-poverty households 15–39
Members of the same household under national health insurance (including you)
Select 'Yes' if you receive livelihood/medical/housing/education benefits or hold a near-poverty certificate
💵 Step 2 · Income
🏠 Step 3 · Assets
Home, deposit, vehicle and financial assets combined (before deducting debt)
🏦 Step 4 · Savings plan
Your monthly deposit⚖️ Eligibility result
Eligible to enrol
You meet all four requirements. Check the application window on Bokjiro.
- 연령✓ Met
- Requirement
- 만 19~34세 (일반 청년)
- Your input
- 만 27세
- 본인 근로·사업소득✓ Met
- Requirement
- 월 100,000원 이상
- Your input
- 월 1,800,000원
- 가구 소득인정액✓ Met
- Requirement
- 3인 가구 기준 중위소득 50% 이하 (월 2,679,518원)
- Your input
- 월 2,500,000원 (중위 46.7%)
- 가구 재산✓ Met
- Requirement
- 대도시 350,000,000원 이하
- Your input
- 50,000,000원
3인 가구 · 2026 기준 중위소득 100% 5,359,036원 · 내 가구는 중위 46.7%
Monthly government match
100,000원
Match multiple
1배
📈 3-year maturity payout
3-year maturity payout · 36 months (3 years)
739.4만원
7,394,250원
| Your deposits | 3,600,000원 |
| Government match | 3,600,000원 |
| Interest (simple, tax-free assumed) · 3.5% | 194,250원 |
| Total | 7,394,250원 |
vs. your own deposits 2.05배 · 36개월 납입
The government match is fixed against a KRW 100,000 monthly deposit. Depositing 300k or 500k does not increase it.
2026 standard median income — 50% (monthly)
| 가구원수 | 중위 50% (월) |
|---|---|
| 1인 | 1,282,119원 |
| 2인 | 2,099,646원 |
| 3인 | 2,679,518원 |
| 4인 | 3,247,369원 |
| 5인 | 3,786,007원 |
| 6인 | 4,301,586원 |
| 7인 | 4,817,165원 |
Data sources
- 📑 Standard median income: Ministry of Health and Welfare, 2026 notice
- 🏛️ Programme rules: MOHW Youth Tomorrow Savings Account guidelines
- 🖥️ Application & screening: Bokjiro (bokjiro.go.kr) · Asset e-Roomter · local community service centre
- 🏠 Asset caps: KRW 350M (metro) · 200M (city) · 170M (rural)
- 💰 Government match: KRW 300,000/mo (welfare / near-poverty) or 100,000/mo (other households at or under 50% median)
※ This is a simulated screening. Recognised income (including the income conversion of assets) may differ from the official assessment; final eligibility and payout are decided by your local community service centre.
Guide · FAQ · bal.pe.kr 도구 모음
요건·유지 조건 상세는 Guide, 자주 묻는 질문은 FAQ, 기준 데이터 출처·운영 정보는 About 참조. 기준 데이터 마지막 검증 2026-08-24.