Youth Future Savings · Leap Account Switch Comparator
Enter your monthly deposit and income to see the Youth Future Savings maturity payout and whether keeping or switching your Leap Account pays off.
🧮 Your Details
In 10k KRW (Future Savings cap ₩500k/month)
Determines the match bracket (10k KRW)
Currently hold a Youth Leap Account
Months paid so far (of 60)
Product Terms & Match Sources
- 🏦 Youth Leap Account: FSC / Korea Inclusive Finance Agency (5-yr term, income-based match, tax-free)
- 🆕 Youth Future Savings: FSC 2026-06-22 launch notice (match 6% standard / 12% preferential)
- 🧾 Tax-free: youth preferential savings interest exemption under the Restriction of Special Taxation Act
※ All figures are reference estimates. Early-launch terms may change; actual payouts depend on income, preferential eligibility, rates, and early-exit terms. Confirm with your bank or the Korea Inclusive Finance Agency.
🆕 Youth Future Savings Maturity Payout
Standard 6%Based on ₩500k/month × 36 months
Standard 6% match 108만원 · Preferential 12% match 216만원
⚖️ Keep vs Switch
Keep
Leap Account to maturity (60 mo)
3,595.5만원
Switch
Cancel now + new Future Savings
2,636.2만원
Keeping wins
Switching costs about 959.3만원
⚠️ Canceling the Leap Account before 3 years (36 months) forfeits the government match, which can make switching much worse.
※ The two scenarios finish at different times (keep = 5-year maturity / switch = immediate cancel + Future Savings maturity). This is a simple total-received comparison; early-exit interest and match clawback rules vary by bank.
Guide · FAQ · bal.pe.kr 도구 모음
계산 방법·상품 조건 상세는 Guide, 자주 묻는 질문은 FAQ, 데이터 출처·운영 정보는 About 참조. 마지막 업데이트 2026-07-05.